Swiss Franc Loans in Alsace – Lawyer for Cross-Border Workers

Updated September 28, 2026

Around Mulhouse, Saint-Louis and the Sundgau, cross-border workers employed in the Basel region often took out Swiss franc mortgage loans with regional banks. Many of these contracts contain indexation clauses whose transparency can be challenged.

The firm analyzes the contract and the pre-contractual documents, then decides on the strategy: action on the merits, negotiation, or appeal against a decision already handed down.

Disputes fall in particular within the jurisdiction of the Judicial Courts of Mulhouse, Colmar and Strasbourg, and on appeal of the Colmar Court of Appeal.

Cour d'appel de Colmar, fronton — Colmar Court of Appeal, the appellate court for the Judicial Courts of Alsace.

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Rulings obtained by DANA Avocats

In this jurisdiction, the firm has obtained the following decisions annulling Swiss franc loans granted to cross-border workers:

Judicial Court of Mulhouse7 judgments

June 27, 2025Crédit Mutuel Sud Alsace Territoire (formerly Porte d’Alsace)
June 27, 2025Crédit Mutuel Rhin Jura
October 10, 2025Crédit Mutuel Sud Alsace Territoire
February 24, 2026Crédit Mutuel Sud Alsace Territoire
July 10, 2026Crédit Mutuel (two judgments)
September 8, 2026Crédit Mutuel

Judicial Court of Colmar1 judgment

July 10, 2026Crédit Mutuel

Judicial Court of Strasbourg1 judgment

July 9, 2026CIC Est

Each case remains subject to the court’s assessment. See all rulings obtained →

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